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Home owners’ associations

An HOA or homeowners association is the organization that creates and enforces the rules and regulations pertaining to a subdivision or condo community. For instance, the HOA may decide that all the houses in a community must be a certain height or that specific building materials are used for every home in the subdivision. If you’re a Michigan resident, here are some important things you should know about HOA rules and disputes.

HOA overview

Some communities establish an HOA to enforce uniformity throughout the community. These rules help to ensure that the residential properties are aesthetically pleasing and the community is clean and safe. For instance, the organization may decide that each resident has a certain amount of days before they have to mow their lawns. Or, the HOA may decide that houses in the community can only be painted in a specific color scheme. The regulations put in place by the HOA can also increase the property values for homes or condos in the community if the residents adhere to the rules.

HOA funds

The homeowner’s association also manages the dues that residents pay to fund communal resources such as a swimming pool, paved roads, or a neighborhood park. The dues are usually paid monthly and some of the money is put into a reserve account for large-scale projects and financial emergencies.

HOA disputes

The homeowners’ association is usually overseen by a property management group. However, the HOA board is comprised of people who live in the neighborhood. The members have to vote on new rules for the organization.

It is common for homeowners and the HOA to have disputes, and most of these disagreements are because of the monthly dues. The organization will often fine residents for things like having too many cars in the driveway or playing loud music, which can also lead to disputes.